SmartChoice Group Critical Illness has 23 covered conditions, has no pre-existing conditions limitations, and does not require medical evidence to qualify. Coverage amounts start at $15,000 and can go up to $100,000. Dependent CI Coverage is also available to Employees with eligible dependents, with a spousal benefit of $15,000 and Child Benefit of $5,000 for each child. (If the Dependent Critical Illness plan is selected for a class of employees, then all employees in that class who have dependents must take the Dependent CI benefit).

Available Group Critical Illness amounts increase with the size of the group.
In this section, choose the amount that is right for your group:

Bus 5 or More CI options and rates page id 329 A (2019)









*All Rates – For Ontario, Quebec and Manitoba residents, Provincial Sales Tax applies.

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