• Employer Choices
  • Employee Choices
  • Employers Can Choose:

    - One Health & Dental option, with or without Vision. >> View Health & Dental Options Now.
    - One option from Life, Accidental Death & Dismemberment (AD&D), Dependent Life, Long Term Disability Insurance (LTD)
    plus Critical Illness insurance.
    >> View Life & Disability Options Now.

      *Critical Illness Insurance ($15,000) is included with all options.

  • Employees Can Choose:

    - Single coverage, if an employee has no dependents

    - Couple coverage, providing benefits for an employee with one dependent

    - Family coverage, providing benefits for the employee, their spouse and any dependent children under the age of 21 or under the age of 26 if attending
    school full-time

    - Opt out – employees can choose Life and Disability benefits only (if selected as part of your group coverage) and opt-out of health and dental benefits
    if they have benefits under another plan (such as their spouse’s group plan)